TL;DR: Official 2025 figures put reported fraud and scam losses at $20.877 billion in the US (FBI IC3), about £1.28 billion in the UK (UK Finance), C$704 million in Canada (CAFC) and A$2.18 billion in Australia (National Anti-Scam Centre). Reported losses rose in all four countries compared with 2024. The agencies count different things, so this is a reference table, not a league table. Every figure is listed with its source and the CSV is free to download.
The 2025 numbers at a glance
These are the headline totals each country's main fraud-reporting body published for 2025. We have kept every figure in its own currency and have not converted any of them, because an exchange rate would add an assumption the agencies never made.
| Country and source | Reported losses, 2025 | Reports or cases | Change vs 2024 |
|---|---|---|---|
| United States: FBI IC3 | $20.877 billion | 1,008,597 complaints | +26% |
| United States: FTC | $15.9 billion | about 3.0 million fraud reports | about +27%* |
| United Kingdom: UK Finance | £1.28 billion | 3.81 million unauthorised cases and 248,070 APP cases | +4% |
| Canada: CAFC | C$704 million | over 112,000 reports | about +10%* |
| Australia: National Anti-Scam Centre | A$2.18 billion | 481,523 reports (274,577 with a loss) | +7.8% |
* Computed by us from the agencies' own rounded 2024 and 2025 totals (FTC: $12.5 billion to $15.9 billion; CAFC: over $638 million to over $704 million). The other change figures are as published.
Why this is not a league table
Each agency measures something different, and the differences matter more than the totals:
- FBI IC3 counts internet-crime complaints from individuals and businesses, including business email compromise. It does not count offline scams.
- FTC counts consumer fraud reports from any channel, including phone and mail, and its loss statistics count only reports showing a loss between $1 and $999,999. It overlaps with IC3, because a victim can report to both. Never add the two.
- UK Finance counts bank-confirmed payment fraud only: unauthorised fraud (£703.4 million, 55% of its total, mostly card and remote-banking fraud rather than scams) plus authorised push payment (APP) scams (£576.4 million). A scam paid by other means does not appear.
- CAFC counts reports to one Canadian centre. The CAFC and the Competition Bureau say only 5 to 10 per cent of fraud is reported, so the real figure is higher.
- Australia's National Anti-Scam Centre combines Scamwatch, ReportCyber, bank data from the AFCX, ASIC and IDCARE, then removes duplicates. It is the broadest of the five.
That may make Australia's total look larger relative to its population than a single-agency figure would, though the data do not tell us by how much.
Reported losses per resident
Dividing by population puts the countries on a rough common scale, but only within each currency. These are our calculations from the official totals and population figures, and they inherit all the differences above.
| Country and source | Reported losses per resident | Population used |
|---|---|---|
| US: FBI IC3 | about $61 | 341.8 million (Census, July 2025) |
| US: FTC | about $47 | 341.8 million (Census, July 2025) |
| UK: UK Finance | about £18 | 69.28 million (ONS, mid-2024) |
| Canada: CAFC | about C$17 | 41.42 million (Statistics Canada, April 2026, preliminary) |
| Australia: NASC | about A$78 | 27.80 million (ABS, December 2025) |
Please do not read these as a ranking of which country is most scammed. The UK figure is bank-confirmed payment fraud, the Canadian figure is one centre's reports, and the Australian figure merges five sources.
What the four countries have in common
Investment fraud is the largest single scam-loss category in the US, Canada and Australia, and the largest APP scam type in the UK; the details are in investment fraud losses across four countries. In the US, complaints rose 17% in 2025 while losses rose 26%. For the trend behind these totals, see the 2021 to 2025 loss trend, and for each country's detail, see the FBI IC3 2025 report in numbers, UK fraud and APP scam numbers for 2025, Canada's 2025 fraud data and Australia's 2025 scam data.
If you have been targeted, the first step is the same everywhere: tell your bank immediately, then report to your national body, FBI Internet Crime Complaint Center (IC3) in the US, Report Fraud in the UK, the Canadian Anti-Fraud Centre in Canada or Scamwatch in Australia. Our guide on what to do after a scam, wherever you live covers the rest.
How we compiled this data
We took each country's 2025 headline figure from the official release or report named under Sources, and kept every value in the agency's currency. Anything marked with an asterisk is our own arithmetic on official numbers, and per-resident figures divide each total by the population estimate shown. No figure is estimated or modelled.
Opening the full IC3, FTC and UK Finance PDFs directly was not possible from our publishing environment, so those figures were read through each agency's page, press release or testimony and confirmed by a second read and, for headline figures, press coverage. Where we could not confirm an exact number, we used the rounded figure the agency itself published (UK Finance's total is shown as about £1.28 billion). If you spot a discrepancy, tell us via the contact page and we will check and correct it.
The UK Finance report restated 2024 after publication; we use only the year-on-year change the 2026 report states. Canada's 2025 report count is published only as "over 112,000".
Frequently Asked Questions
Which country lost the most to scams in 2025?
On these official figures, the largest reported total in raw dollars is the United States at $20.877 billion (FBI IC3). But each agency counts different things and the totals are in different currencies, so the figures cannot be ranked fairly.
Why are the FBI and FTC figures different for the same country?
The FBI IC3 counts internet-crime complaints from individuals and businesses, while the FTC counts consumer fraud reports across all channels with a per-report loss cap. Victims can report to both, so the two should never be added together.
Do these figures include scams that were never reported?
No. All five are reported or bank-confirmed figures. Canada's anti-fraud centre says only 5 to 10 per cent of fraud is reported, so the real totals are higher.
Can I reuse this data?
Yes. Download the CSV on this page or embed the chart, and keep the credit link in place. The underlying figures belong to the agencies listed under Sources.
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The chart and compilation are ours; the underlying figures belong to the agencies listed under Sources, so check their terms before reusing the raw data.
Sources
- FBI IC3: Internet Crime Report 2025 (headline totals, crime types, age, Financial Fraud Kill Chain, cryptocurrency)
- FTC: testimony before the Joint Economic Committee and press release (Mar 25, 2026)
- FTC: New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024 (Mar 10, 2025)
- UK Finance: Annual Fraud Report 2026, press release (June 2026)
- UK Finance: Annual Fraud Report 2026, landing page (published June 12, 2026)
- Canadian Anti-Fraud Centre: Top 10 frauds in 2025 (Feb 25, 2026)
- Canadian Anti-Fraud Centre: Fraud Prevention Month 2025, 2024 statistics (Feb 28, 2025)
- Competition Bureau of Canada: Fraud Prevention Month news release (Mar 6, 2026)
- National Anti-Scam Centre: Targeting Scams 2025 (published Mar 30, 2026)
- ACCC: Continued action critical to combat fraud as annual scam losses exceed $2 billion (Mar 30, 2026)
- US Census Bureau: U.S. Population Growth Slows (Jan 27, 2026), 341.8 million at July 1, 2025
- Office for National Statistics: Mid-2024 population estimates for the UK (Sep 26, 2025)
- Statistics Canada: Canada's population estimates, first quarter 2026 (Jun 17, 2026)
- Australian Bureau of Statistics: Australia's population up 1.5% in December 2025 (Jun 18, 2026)
Related Reading
- Investment Fraud Is the Biggest Scam Loss in the US, Canada and Australia, and in UK APP Scams: 2025 Data
- Five Years of Scam Losses in the US, UK, Canada and Australia: 2021 to 2025
- The FBI IC3 2025 Report in Numbers: $20.877 Billion Lost, 1,008,597 Complaints
- what to do after a scam, wherever you live
- how to report a scam to the IC3